Simple, transparent
coaching plans.
Start free and upgrade when you're ready. No hidden fees, no confusing tiers — just clear guidance at every level. No credit card required.
Your full credit roadmap is free
No credit card required. Get your personalized 12-month plan in minutes.
Upgrade to Pro anytime for coaching, a score simulator, and dispute support.
Free
Your complete credit-building plan
No credit card required — ever
Start building for free →- Full 12-month personalized roadmap
- Monthly action checklist (know exactly what to do)
- Month-by-month improvement journey
- Utilization & payment tracker
- Score tracking & progress charts
- Up to 3 credit goals
- Full learning library
- Smart product recommendations
Pro
Your AI credit coach & more
7-day free trial — no credit card required
Get my AI coach →- Everything in Free
- AI Credit Coach (ask anything, anytime)
- Score simulator (see impact before you act)
- Dispute guidance & letter templates
- Unlimited credit goals
- Priority support
Improving your credit takes time — we help you take the right steps faster.
Features
Free
$0
Pro
$14.99/mo
Your Plan
Personalized credit snapshot
Top 3 recommended actions
Full 12-month personalized roadmap
Monthly action checklist
Month-by-month improvement journey
Credit goals
Tracking & Tools
Score tracking & progress charts
Utilization & payment tracker
Partner credit monitoring setup
Smart product recommendations
Score simulator (see impact before you act)
Coaching & Support
Full learning library
AI Credit Coach (ask anything, anytime)
Dispute guidance & letter templates
Priority support
Questions? Contact support